Mobile Banking¹

Take Your Prepaid Debit Card Virtually Anywhere

Get a Card

Subject to activation and ID verification.²

Banking services provided by Pathward, N.A., Member FDIC.

Download the ACE Elite Mobile App¹

Download and Go

Online Banking with the ACE Elite Mobile App¹
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Download the ACE Elite® Mobile App¹ for your iPhone® or Android™ device and take money management on the go. You can also access our Online Account Center in your web browser.

The ACE Elite Card gives you the ultimate convenience for managing your money. With the accompanying mobile app,¹ it's possible to keep up with your Card Account no matter where you are.

ACE Elite iPhone App

What You Get with the App¹

Elite Mobile App with Credit Card

See Your Transactions

From paying your rent to picking up dinner, you can see your transactions from your ACE Elite Card at a glance.

Mobile Check Load³

Received a paper check? Load it to your card with just a few pictures.³

Send Money to Friends and Family⁴

Get your loved ones on board with the ACE Elite Card! You can send and receive money with no fees to other cardholders.⁴

Reload Money at ACE⁵

Load money to your card with ease at a nearby ACE Cash Express location. The app makes it convenient to search for a store near you.⁵

Don't have an ACE Elite Prepaid Debit Card? Get started today.²

Apple Store Google Play Store

1. No charge for this service, but your wireless carrier may charge for messages or data.

2. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

3. Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. Mobile Check Load service is not available for use within the state of New York.

4. No fee for online account-to-account transfers; transaction fees and other costs, terms, and conditions are associated with the use of this card, including a $4.95 fee for each account-to-account transfer facilitated via a live Customer Service Agent. Use of card is also subject to funds availability. See the Cardholder Agreement for details.

5 The ACE Elite Card uses the Netspend Network, which is provided by Ouro Global, Inc. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global, Inc.'s licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.

iPhone® is a trademark of Apple Inc., registered in the U.S. and other countries.

Android is a trademark of Google Inc.

Apple^® and the Apple logo^® are trademarks of Apple Inc., registered in the U.S. and other countries. The App Store is a registered trademark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

The ACE Elite® Visa® Prepaid Debit Card is issued by Pathward®, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Ouro Global, Inc. is a registered agent of Pathward, National Association. Card may be used everywhere Visa debit cards are accepted. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2025 Ouro Global, Inc.