Mobile Banking¹


Take Your Prepaid Debit Card Virtually Anywhere

Card use subject to activation and ID verification.2

Download the ACE Elite Mobile App1 for Online Banking


Download and Go

Online Banking with the ACE Elite Mobile App1


Download the ACE Elite™ Mobile App1 for your iPhone or Android device and take money management on the go. You can also access our Online Account Center in your web browser.

The ACE Elite Card gives you the ultimate convenience for managing your money. With the accompanying mobile app,1 it’s possible to keep up with your Card Account no matter where you are.

ACE Elite iPhone App

What You Get with the App1


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See Your Transactions

From paying your rent to picking up dinner, you can see your transactions from your ACE Elite Card at a glance.

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Mobile Check Load3

Received a paper check? Load it to your mobile banking account with just a few pictures3

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Send Money to Friends and Family4

Get your loved ones on board with the ACE Elite Card! You can send and receive money with no fees to other cardholders.4

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Reload Money at ACE

Load money to your card with ease at a nearby ACE Cash Express location. The app makes it convenient to search for a store near you.

Don’t have an ACE Elite Prepaid Debit Card? Get started today.2

1. No charge for this service, but your wireless carrier may charge for messages or data.

2. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

3. Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the  First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

4. No fee for online account-to-account transfers; transaction fees and other costs, terms, and conditions are associated with the use of this card, including a $4.95 fee for each account-to-account transfer facilitated via a live Customer Service Agent. Use of card is also subject to funds availability. See the Cardholder Agreement for details.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

The ACE Elite Visa Prepaid Debit Card is issued by MetaBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend, a Global Payments Company, is a registered agent of MetaBank. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2020 Global Payments Company. All rights reserved worldwide. Global Payments Company and Netspend are federally registered U.S. service marks of Global Payments Company. All other trademarks and service marks belong to their owners.

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