Cash Withdrawals up to $100 a Day with No Fee¹ with Qualifying Direct Deposit at Participating ACE Locations.


Get started with the ACE Elite® Visa® Prepaid Debit Card.2

Subject to card activation and ID verification.2

Managing ATM Withdrawals with No Fees1


ATM Fee Icon

Avoid ATM Fees


Withdraw up to $100 per day in cash with no fees1 from your ACE Elite® Visa® Prepaid Debit Card with qualifying Direct Deposit activity at participating ACE locations.

ATM Withdrawals

Cash Withdrawals from ACE


Visit a participating ACE Cash Express location near you and withdraw up to $100 per day with no fees1 when you have qualifying direct deposit.

Money Bags

How to Withdraw Money with No Fees1


Enjoy no-fee1 cash withdrawals up to $100 per day with your qualifying direct deposit activity. The ACE Elite Card requires no credit check or minimum balance to apply.2

How to Enroll in Direct Deposit


Enrolling in direct deposit takes just a few simple steps.


You can expect to start receiving your funds directly to your ACE Elite Card in about 2 payment periods. Here's how to sign up:

  • 1

    Find your Account Number and Routing Number on your ACE Elite app,3 the Online Account Center, or by text through Anytime Alerts.3

  • 2

    Provide details to your company HR department or government benefits provider

  • 3

    Enjoy no-fee1 cash withdrawals

There are many other perks available when you enroll.

You'll love getting paid up to 2 days faster,4 earning Payback Rewards,5 and more!

1. Make up to $100 in no fee cash withdrawals per day using the ACE Elite card at participating ACE Cash Express locations; $100 total is calculated based on all withdrawals performed at all ACE Cash Express locations visited in a day. Card must have been obtained at a participating ACE store or www.acecashexpress.com and a direct deposit (no dollar minimum) made to the card within the immediately preceding 35 days is required. See store for details. Although this feature is available at no additional charge with qualifying direct deposit, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. Offer subject to change. This optional offer is not a MetaBank®, National Association, or Visa product or service nor does MetaBank, N.A., or Visa endorse this offer.

2. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

3. No charge for this service, but your wireless carrier may charge for messages or data.

4. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice.  Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

5. Payback RewardsSM is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. MetaBank and Visa are not affiliated in any way with this program and do not endorse or sponsor this program.

The ACE Elite® Visa® Prepaid Debit Card is issued by Pathward, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of Pathward, National Association. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.