What is the Reduced Monthly Fee Plan with the ACE Elite Card?
Just $5 a Month
When you choose and qualify for the Reduced Monthly Plan, you’ll pay just $5 a month for unlimited purchase transactions, with no signature or PIN transaction fees.1 No matter how you prefer to purchase at stores in the U.S., you'll pay no purchase fee. Swipe your card as a debit card or credit card with no additional charge.
Enroll in Direct Deposit to Qualify for the Reduced Monthly Plan1
How Do You Get the Reduced Monthly Plan?1
To qualify for the Reduced Monthly Plan, you'll need to have at least $500 in payroll or government benefit direct deposits in one calendar month to your Card Account. Along with having unlimited purchase transactions for just $5 a month with qualifying Direct Deposit, you'll also have the ability to use the $10 Purchase Cushion,4 and more.
What if You Already Have the Pay-as-You-Go Plan?3
We're excited to have you as a customer! To qualify for the Reduced Monthly Plan, simply direct deposit at least $500 in payroll or government benefits to your card in one calendar month. That's it!1
How Much Does a Prepaid Debit Card Cost?
There is no fee to apply for an ACE Elite Card. You may be charged fees for certain types of transactions, based on the fee plan you select. Learn more about fees on our Rates page.Learn More