Optional Coverage for Your ACE Elite Prepaid Debit Card
Purchase Cushion can Help
For those moments when you accidentally overspend on your ACE Elite Card, Purchase Cushion may help. We may cover up to $10 over the balance of your card when you have qualifying Direct Deposit.¹
Purchase Cushion May Cover up to $10
Sometimes you find your card a little short on the total purchase cost. With Purchase Cushion, you may have a little leeway to make the purchase and repay the balance. We may spot you up to $10 – just repay the negative balance within 30 days and you're all set.
How to Get
You'll need to apply for an ACE Elite Card to get started (Card Account opening subject to card activation and ID verification).² Then, enroll in direct deposit with your employer or government benefits provider using your Account Number and Routing Number found in the Online Account Center. When you have $500 direct deposited to your Card Account in one calendar month, the Purchase Cushion may cover purchases up to $10 over the balance of your card.¹
Why Use Direct Deposit?
With your qualifying direct deposit activity, you'll discover
everything the ACE Elite Card has to offer.
Reduced Monthly Plan3
Pay a flat fee of $5 per month to maintain your Card Account, rather than paying for every purchase transaction.
Cash withdrawals up to $100 per day with no fees4 with qualifying Direct Deposit at participating ACE locations.
Avoid ATM fees and withdraw cash at a participating ACE Cash Express location.